Comprehensive Motor Insurance offers the Policyholder the widest range of motor insurance protection as it covers for damage or loss of the policyholder’s vehicle and includes all the benefits of Third Party Motor Insurance policy.

• Covers for Emergency medical expenses in the event of accident
• Towing fee is covered up to a maximum limit provided your car is towed to a nearest and reasonable place for safekeeping or repair
• Cover for Personal effects in the vehicle following an accident and/or theft up to a maximum limit
• Cover for Civil Commotion, Risk of Strikes, Flood and Riots but requires payment of additional premium.

• Replacement cost or repair costs: Accidental damage to insured person’s vehicle
• Medical Expenses: Death or bodily injury to the policyholder
• Theft of the policyholder’s vehicle
• Fire to the policyholder’s vehicle
• Replacement Cost or repair costs: accidental damage caused to the property or vehicle of the Third Party up to One Million Naira
• Medical expenses: Death / Bodily Injury of the Third Party in the event of an accident

• Vehicle sound/radio and accessories must be specified and are covered for loss or damage
• Your vehicle is covered when you drive out of Nigeria but within the West African Shores, provided a notice is given to us and the necessary document for such is obtained.