Third Party Fire and Theft (TPFT) Motor Cover offers the policyholder more protection than the Third Party Only Cover and less protection than the Comprehensive Motor Insurance Cover.

Similar to the Third Party (Only) Cover, TPFT takes care of the damage caused by the Insured to the Third Party’s property or vehicle, also the Third Party’s medical expenses (if any) in the event of an accident.

In addition to the above, Third Party Fire and Theft also allows the policyholder to claim for damage caused in the event of fire or theft of the Insured vehicle.

• Damage caused by Fire on the policyholder’s vehicle.
• Theft of the policyholder’s vehicle
• Replacement Cost or repair costs: accidental damage caused to the property or vehicle of the Third Party up to One Million Naira
• Medical expenses: Death / Bodily Injury of the Third Party in the event of an accident
• Premium paid is based on the value of the car and other optional benefits at the request of the policyholder